USDA MAPS ARE CHANGING FEB 2, 2015
Starting Feb 2, 2015, the maps will be changing. Below is a comparison of the current vs. future maps. The primary areas that will be affected are around eastern Round Rock and Georgetown. Looks like all of Hays county will remain eligible:
Future Map - As of Feb 2, 2015
The USDA Rural Housing Service is a zero-down payment mortgage program available to aid Texas residents toward the purchase a home!
Here are some of the key benefits of this program:
No Down Payment requirement*
Property must be located in an eligible rural area...see link to map below.
Closing Cost can be added into the loan if the home appraisers for more than the purchase price.
Low interest rates.
Flexible credit requirements.
You do NOT have to be a First-Time Home buyer!
Seller can pay all or a portion of the buyer's closing costs.
No cash reserve requirement.
Gifts are allowed for closing costs.
The property must be in a USDA Eligible area. Here is link to the USDA map where you can search by a specific address or just put in the city to see general areas:
For more information about the USDA mortgage program or to get pre-approved for a USDA loan, here are next steps! Or just call me: 512.524.8310.