Episode 49 Segment 2 - The Biggest Hurdle to Homeownership

Starting things off with segment 2 of episode 49 of the Austin Mortgage Report, John Schutze and Andrew Thurston discuss what they've observed to be the biggest hurdle to buying a home. Out of the three aspects needed to obtain a mortgage, only one of them causes problems for most potential buyers.  What makes this one aspect a bigger hurdle than the other two? Are there any ways around this hurdle? 

Make sure to listen to Austin Mortgage Report every Sunday from 3pm to 4pm on Talk1370!